1450 E Zion Rd, Suite 6
Fayetteville, AR 72703
Finding an individual life insurance policy, that is appropriate for your needs can seem complicated. Depending on your personal, financial and family goals, the best plan for your situation may vary. Working with an independent agency like G & G Independent Insurance can help you identify the best plan for your particular situation.
A permanent life policy is designed to address your concerns for an extended period of time. The policy does not expire, and it will continue to carry forward throughout your entire life as long as you pay the premium according to the contract.
The benefit of the plan is that you can invest a portion of your premium so that it is possible to meet financial goals. Furthermore, the insurer may allow you to take out a loan against the policy if you are facing a financial challenge.
A term life policy has the primary benefit of being a low-cost option when compared to a permanent life plan. The premium is usually less expensive, but it does not provide you the opportunity of investing or taking a loan against the policy in an emergency.
Downsides associated with a term policy are primarily related to the duration of the plan. It will only provide funds if you die within the time that is covered. When the term expires, you will need to find a new policy. This type of plan is usually best if you have young children or a limited budget.
Identifying the best plan for your family can seem challenging, especially when it is your first time looking for coverage. An independent agent from companies like G & G Independent Insurance can help by answering your questions and offering advice about the best plan based on your personal situation.
G&G Independent Insurance provides auto/car insurance, homeowners insurance, life insurance, flood insurance, investment properties insurance, business/commercial insurance, and bonds in the Northwest Arkansas region, including Fayetteville, Bentonville, Rogers, Bella Vista, and Springdale. G&G also provides insurance in Oklahoma, Kansas, Missouri, Texas, and Tennessee.
“My wife, Katie, and I had been Nationwide customers for more than 5 years before switching to G & G. On more than one occasion I called my Nationwide agent with questions about our existing policies and sometimes new policies without ever hearing back from him. To say we were pleasantly surprised with the service we received and still receive at G & G would be an understatement. In addition to providing us with better coverage and saving us more than $600, G & G has the BEST customer service! I am a real estate agent and after my experience with this agency, I refer all of my clients to G & G.
“As the owner/operator of several small businesses, I really don't have time to worry about my insurance coverage. I just need to know that I am taken care of. G & G Insurance has consistently provided the insurance coverage we need, at a price we can afford. I really appreciate the friendly and personalized service we get, and it keeps me coming back year after year. I’ve even moved my personal business here.”
“Just redid our auto and homeowner's insurance with G & G. We had been with the same auto insurance co. for 25 years and home insurance co. for 24 years. All we can say is WOW!! Not only did G & G save us a major amount of money, we now have significantly better coverage. The experience was almost surreal and we’re feeling like candidates for a TV ad.”