Your business keeps vehicles running — but who keeps your business protected? A solid commercial policy protects your shop, employees, equipment, and your customers’ vehicles. G&G’s tailored auto service insurance policies are designed to meet the specific needs of auto businesses in Arkansas.
We understand local regulations and industry risks — including weather-related issues like tornadoes or flooding — so you get peace of mind knowing your coverage is built for where and how you operate.
G&G provides insurance solutions for a wide range of auto service shops. Whether you're fixing engines, tuning high-performance vehicles, or changing tires, we have tailored coverage options designed for your specific needs.
Auto Repair Shop Insurance protects your business by covering tools, equipment, and liability. From property damage to customer claims, we ensure you stay on track while keeping vehicles and operations running efficiently.
Auto Body Shop Insurance protects your shop from damage, stolen tools, and customer claims. It covers your building, team, and equipment—so you can keep working and serving customers with confidence.
Oil Change Shop Insurance protects your business by covering equipment, employee liability, and accidents. From slip-and-falls to equipment breakdowns, we help you stay compliant and running efficiently.
Tire Shop Insurance protects your tools, team, and space from risks like equipment failure and customer injuries—keeping your alignment shop safe, your business compliant, and your services running smoothly.
Performance Auto Shop Insurance covers high-value vehicles, tools, and liability risks. Whether you're tuning or test-driving, we help protect your custom builds and keep your shop running strong.
Transmission & Brake Shop Insurance covers part failures, property damage, and on-site injuries—helping your business stay protected, minimize downtime, and operate safely and efficiently every day.
Mobile Mechanic Insurance protects your tools, transport, and liability while on the road. From property damage to job site risks, we keep your mobile auto repair business moving forward with confidence.
We offer flexible coverage packages that can include:
General Liability Insurance – Protects against claims for bodily injury or property damage.
Garage Keepers Insurance – Covers customer vehicles while in your shop's care.
Commercial Auto Insurance – Required if you drive for business, especially for mobile mechanics.
Workers’ Compensation – Covers your employees in case of injury on the job.
Commercial Property Insurance – Protects your shop, tools, and physical assets.
Equipment Breakdown Coverage – Helps pay for repair or replacement of essential equipment.
Businesses in Arkansas face certain regional risks and requirements:
Storm & Weather Protection – Cover losses from tornadoes, hail, flooding, and other local events.
State Compliance – Meet all Arkansas commercial insurance laws and licensing requirements.
Custom Local Solutions – Our team understands the Arkansas auto industry — so you get policies that make sense for your business.
What kind of insurance does a mobile mechanic need?
You’ll need general liability, commercial auto, and equipment coverage to protect your tools and business on the road.
Is garage liability required for auto repair shops?
While not always required by law, it’s highly recommended to protect your shop against liability claims involving customer vehicles.
Can I get coverage for both my shop and mobile services?
Yes! We can build a policy that covers both fixed shop locations and mobile mechanic services.
How do I protect customer vehicles left in my care?
Garage keepers insurance provides protection for customer cars stored on your premises.
Looking for the best and cheapest auto service coverage in Arkansas to protect your business? Contact G&G Independent Insurance today for a free, no-obligation quote. We can help you find the best insurance for your auto repair shop.
We also assist tire shops, mobile mechanic businesses, and specialty performance shops.
