CRACK— that sound is never anyone’s favorite. Whether you have renters insurance or not, a broken window can still be a nail-biter when it comes to coverage. While most homeowner policies offer coverage for broken windows, most renters insurance policies do not. Looking over your policy before moving into your new rental to determine if […]
Does Car Insurance Cover Electrical Problems?
The last thing you need is a problem with your car. Many people don’t know their car’s issues are electrical. You should check your car’s electrical systems at least once a year to prevent any unexpected issues. Loose connections, frayed wires, or other wiring issues usually cause these issues. Thinking about the expenses, does your […]
Does Business Insurance Cover Flood Damage?
According to the National Flood Insurance Program, floods are the most common and most costly disasters in the United States. While flood insurance may seem like it would come standard as a part of your normal policy, many business owners are shocked to find out that flood insurance is a separate policy that can be […]
Moving to Arkansas: A Complete Guide
Are you considering moving to Arkansas? You’ve come to the right place! There are several perks that come along with moving to The Natural State. From a low cost of living, a great job market and lovely weather, Arkansas is the place to be. Moving is a big deal! Before you pack your bags, there […]
5 DIY Home Renovation Projects That Impact Your Insurance
With everyone spending more time at home over the last few years, we know how fun DIY projects are! In fact, data shows that there was an expected 4.2% rise in do-it-your-self projects around the house in 2022. Before you dive into a DIY renovation project, you should consult with your independent insurance agent to […]
Is Hail Damage Covered by Car Insurance?
If you’ve ever walked out to your car to see those tiny ball-shaped dents, you know how frustrating it can be. The culprit is hail, and it’s never fun to deal with. Hail can either be no big deal or extremely dangerous. In 2022, hail storms were predicted to cause $1.1 billion in damage in […]
Can You Have More Than One Life Insurance Policy?
Choosing an affordable life insurance can be overwhelming. After you’ve decided on one, your plans may change down the line. This could be due to your financial situation, or family needs. It’s possible that at some point you may even consider having multiple life insurance policies. Now, the question is, can you have more than […]
Does Homeowners Insurance Cover Termite Damage?
Homeowners insurance is a lifesaver when it comes to costly repairs from unexpected damage. The important thing to remember, however, is that your policy might not cover everything. One such catastrophe could be a termite infestation. If you find yourself suddenly dealing with termites, you might be asking yourself a slew of questions, such as […]
What Happens if You Damage a Rental Car Without Insurance?
If you don’t have a car, why would you have auto insurance? Well, if you plan to rent a car at any point it’s definitely something to think about. When you’re renting a car, it’s usually for travel or business, so the last thing you want to worry about is getting in an accident and […]
Does Life Insurance Cover COVID-19?
The COVID-19 pandemic has caused a lot of uncertainty in people’s lives. For instance, life insurance policies weren’t written with a global pandemic in mind. It left many people wondering if their policies would cover them if they were to pass away from COVID-19. Those who didn’t have life insurance already started to wonder if […]