Insurance in General

10 Essential Insurance Terms Everyone Should Know

10 Insurance terms everyone needs to know

Last Updated 12/12/25 Planning your finances and managing risk both rely on insurance. It provides safety and peace of mind when unexpected events happen. But insurance can be confusing, and understanding common terms helps you make better decisions about your coverage.This guide breaks down essential insurance terms in simple language. What Is Insurance? Insurance is […]

Umbrella vs. Excess Liability Insurance: Key Differences

Umbrella vs. Excess Liability Insurance: Key Differences

In a world filled with uncertainties, protecting oneself from potential risks and liabilities is of utmost importance. Insurance is a tool that provides individuals and businesses with financial protection against unforeseen events. While most people are familiar with basic insurance policies such as auto or home insurance, there are additional coverage options available that can […]

How Does Credit Score Affect Insurance Rates?

How Does Credit Score Affect Insurance Rates?

I was recently asked this question “How does credit score affect insurance rates?” by one of our G&G Independent Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot […]