Business Insurance in Tulsa

Families trust G&G because we are the only full-service agency that saves you time and money, offers comprehensive coverage made easy, and proven, best-in-class service.

Protect Your Company with Tulsa's Best Business Insurance!

Embarking on the journey of starting and owning a business is undeniably exhilarating. The freedom to establish your brand, share it with the world, and shape your own destiny is truly thrilling. However, it's important to acknowledge that this path is not without its challenges. Behind the scenes, there are sacrifices, countless hours of hard work, and a myriad of responsibilities to manage. From contracts to expenses to inventory, the to-do list is never-ending.

Amidst the chaos, it's crucial to remember that being properly insured is an essential consideration for any business owner. Without insurance, everything you've worked so hard to create could be at risk. We understand that you're already overwhelmed with the multitude of decisions you have to make.

That's where G&G Independent Insurance steps in. We specialize in working with busy business owners like you, helping you find the insurance coverage that protects your company and assets. Our team understands the unique challenges you face, and we strive to tailor solutions that fit within your often tight budget. By choosing to shop your business policies with G&G, you can rest assured that you're getting the best coverage at the best price.

Let us alleviate the stress and burden of business insurance. With our expertise and dedication, we'll handle the complexities while you focus on what you do best – growing your business and realizing your dreams. Partner with G&G Independent Insurance and experience peace of mind, knowing that your business is protected.

What Our Customers Say

Mica Schuler
2 weeks ago
I recently purchased a new home and needed to secure a home insurance policy. I reached out to G&G and was thoroughly impressed with the...
Jody Haley
2 months ago
Diego at G&G was the best! This was my first time shopping for homeowners insurance and he took the time to explain everything to me....
Macie Hendrix
4 weeks ago
My experience at G&G Insurance was amazing — all thanks to Phillip!!!! It was my first time buying renters insurance, and it was so easy!...

Types of Business Insurance in Oklahoma

Businesses come in all shapes, sizes, and types. And so does business insurance. Do you know what insurance options you need for your company? Check out a few of the policy types available in Tulsa: 

Commercial Property Insurance

Commercial property insurance provides coverage for both the physical building and the various assets owned by your business. This includes tangible items such as important documents, hardware, and equipment, as well as intangible assets like lost income resulting from damage or interruptions. By securing commercial property insurance, you establish the first line of defense against potential losses caused by fires, vandalism, theft, and other unforeseen events. If you want to delve deeper into the process of obtaining commercial property insurance and understand its benefits, we invite you to explore further information on this important topic!

Commercial Auto Insurance

If your business in Oklahoma involves the use of vehicles, it's crucial to have commercial auto insurance coverage. While similar to personal auto insurance, commercial auto insurance is assessed differently and specifically tailored for businesses. It's important to note that if you use your vehicle for business purposes, your personal auto insurance may not provide coverage for accidents that occur while driving for your business. Commercial auto insurance typically offers optional coverage for employees driving their personal vehicles for business use as well. If you want to delve deeper into the world of commercial auto insurance and understand its significance for your business, we encourage you to visit our dedicated Commercial Auto Insurance page for more information!

Commercial Umbrella Insurance

Now that you have your business insurance in place, you might think you're fully protected. However, there are instances where a business's losses exceed the coverage limits of their commercial insurance policy. This can have severe repercussions, especially for small businesses that lack the resources to handle large lawsuits or unexpected expenses. That's where commercial umbrella insurance comes into play – it serves as a safety net when your regular coverage falls short. Don't leave your business vulnerable. Contact G&G Insurance today to explore how commercial umbrella insurance can provide an extra layer of protection for your small business.

For more on the types of business insurance services offered in Tulsa by G&G Insurance, visit our Commercial Insurance page. To learn more about business insurance in Tulsa, check out the Oklahoma Department of Insurance. 

What Business Insurance Do I Need in Tulsa?

In Tulsa, businesses have specific insurance requirements to fulfill. The primary mandatory insurance is worker's compensation, which applies to businesses with five or more employees (except contractors who need it with just one or more employees). It is the employer's responsibility to provide worker's compensation coverage, and employees are not allowed to contribute to the cost. Failing to have worker's compensation insurance in place can lead to state penalties and loss of crucial protections for your business.

Additionally, any vehicles owned by your company must have commercial auto insurance. The minimum coverage amounts in Tulsa are $25,000 for property damage liability per accident, $25,000 for bodily injury liability per person, and $50,000 for bodily injury liability per accident. Uninsured motorist coverage is also required to protect against accidents caused by uninsured or unidentified drivers.

It is highly recommended that you also consider purchasing commercial auto insurance if your employees use personal vehicles for business purposes. Personal auto insurance policies often do not provide coverage for business use of a personal vehicle. By obtaining commercial auto insurance, you ensure that your business and employees are adequately protected in such situations.

Complying with these insurance requirements is vital to protect your business, employees, and finances. Ensure that you meet these obligations and consider additional coverage options to safeguard your business effectively.

How Much Does Business Insurance Cost in Oklahoma?

Unfortunately, because there’s no one-size-fits-all insurance policy for businesses in Tulsa, there’s no straight answer to how much business insurance will cost you. Costs vary based on the size of your company, the location, the scale, the products and services offered, and more. If you’re running a mom-and-pop bakery with a handful of employees, you can expect your insurance rates to be vastly different from a 200-room hotel across the state with a lively restaurant and bar attached. 

G&G Independent Insurance can help you discover rates that pertain to your particular business. With a vast network of companies to choose from, G&G will help you find affordable and quality coverage suited to your company’s needs

Why Choose G&G Independent Insurance?

G&G Independent Insurance is committed to customizing your business insurance to fit your particular company’s needs and services. We work with you to determine your required insurance needs and identify factors that may impact your rates and risk factors. We provide consulting and guidance through every step of the process.  

As an independent agency, G&G is not tied to any one insurance company. We’re able to give you an unbiased look at policies from over 50 different companies. Our insurance advisors are experienced with a variety of companies and are ready to help you find exactly what you’re looking for. For more information on G&G, visit our About Page!

Prefer to Speak to an Insurance Advisor?

We’re more than happy to talk to you one-on-one concerning all your questions about finding business insurance in Tulsa.

Just Getting Started?

For more on starting and running a small business in Oklahoma, check out this resource dedicated to small business development.

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