Question: Do I Need Life Insurance?

This is a question we hear from our clients all the time. No one enjoys thinking about the end or the struggles our families may face without us, but it is a potential tragedy that we should prepare for. So, how do you know if you need life insurance coverage?

Consider the following three questions:

1. Does anyone rely on my income? (spouse/children/etc.)
2. Do I have any debt?
3. Will someone have to pay for my burial costs?

Answer: If you responded yes to any of these questions, you may need life insurance.

Ultimately, life insurance needs are unique to every individual. Someone could answer yes to all three of these questions and could already have the wealth to pay for each of these needs (I’m talking to you, lottery winners).

What do I do now?

Having an honest discussion with an agent about your long term plans is the best way to determine if and how much life insurance you may need. It is important to ask questions and carefully consider your options with a professional in order to determine what is best for you and your family.

For more information, feel free to call one of our trusted agents at (479)802-0086. We are here to help and provide you with all the information you need.

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